Unpaid invoices - stay protected with credit insurance

Credit insurance protects your business from the risks of non-payment of invoices.  This means your invoices are covered.  So if your customer can’t pay you, you’ll still get  up to ninety percent  of your money.

The best credit insurers get to know you and your business.  They work in partnership with you, supporting you with up-to-date intelligence on markets and sectors.  You can use this information to help explore new markets with confidence and offer competitive credit to customers.  It also gives you a layer of security that banks tend to like when approached for finance.

We’re one of the world’s leading providers of credit insurance.   Let us introduce ourselves, and learn more about Atradius, at www.atradius.ca

"Without credit insurance a small company like ours could not afford to take the risk of selling to many markets that require payment terms, especially to unknown buyers and new markets.”

Operations Manager
Small business wholesale distribution

How credit insurance works

You can use credit insurance as a tax-deductible business service. It can be a requirement of your management board and you might find it a great support when seeking finance from banks. Credit insurance is suitable for most businesses, from SMEs to large multinationals. It can be used for both domestic and export trade.

How is your premium calculated

Pricing is based on a small percentage of your annual sales depending on a number of factors.

Factors that affect your premium:

 

Turnover

The greater the amount that needs to be insured, the higher the premium will be.

 

Sector

Some sectors experience greater market volatility. Risk will be reflected in the premium, with sectors closely monitored for change.

 

 Credit

The amount of time you allow your customer before they have to pay you is factored into the premium.

 

 Countries

Whether through infrastructure, politics or conflict, some countries pose less trading risk than others. Your premium allows for this.

Poistné - obrázok

Examples are for illustration only. Individual risk factors are identified, assessed and monitored for each policy.

Get in contact

If you have any questions or need advice regarding credit insurance for your business we can help. Our multinational team of 3,700 people provides our clients with access to information on over 240 million companies worldwide.

 

We are where you are.  We’re present in more than 50 countries and work from more than 160 offices in every continent.

 

Talk to us.  Our expert advisors will help you get the necessary cover, appropriate for your needs.

 

Phone: +1 866-736-5915

Hours Open:  8:30 AM– 5:00 PM Monday to Friday

 

 

Instead of blindly going into a relationship with a new customer, we can leverage the information Atradius has in its database to approve credit on potential new customers before the first order ever ships. This gives us a level of security that we wouldn’t otherwise have

CEO, Small Business Wholesale Distribution company

 

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Credit Insurance

Trade with confidence and explore new markets, protected from risks.

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Debt Collections

Expert debt collection is included as a part of your credit insurance policy